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Union Minister Shri Jyotiraditya M. Scindia Inaugurates Workshop on 5G Use Case Labs at IMC 2026; Highlights Role of Young Innovators in Advancing India’s 5G and 6G Vision

RBI/2026-27/227 DOR.MCS.REC.No.197/01-01-037/2026-27 August 6, 2026 Reserve Bank of India (Urban Co-operative Banks - Responsible Business Conduct) Fourth Amendment Directions, 2026 Certain instructions on matters related to engagement of recovery agents by Urban Co-operative Banks (UCBs) have been issued to UCBs under the Reserve Bank of India (Urban Co-operative Banks – Responsible Business Conduct) Directions, 2025 . The extant instructions have since been reviewed and it has been decided to issue comprehensive instructions on conduct related matters in recovery of loan dues and engagement of recovery agencies to all UCBs (hereinafter referred to collectively as “UCBs” and individually as an “UCB”) under the aforesaid Directions. 2. In exercise of the powers conferred by Sections 21, 35A and 56 of the Banking Regulation Act,1949, the Reserve Bank, being satisfied that it is necessary and expedient in public interest so to do, hereby issues the Amendment Directions hereinafter specified. 3. Short Title and Commencement (1) These Directions shall be called the Reserve Bank of India (Urban Co-operative Banks - Responsible Business Conduct) Fourth Amendment Directions, 2026. (2) These Directions shall come into effect from January 1, 2027 . 4. These Amendment Directions shall modify the Reserve Bank of India (Urban Co-operative Banks – Responsible Business Conduct) Directions, 2025 as under: (1) In paragraph 4, the following definitions shall be inserted after sub-paragraph 4(23), namely: “4(23A) Recovery agency means an entity or individual (other than UCB’s own employees)

RBI/2026-27/225 DOR.MCS.REC.No.195/01-01-035/2026-27 August 6, 2026 Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Fourth Amendment Directions, 2026 Certain instructions on matters related to recovery of microfinance loans and engagement of recovery agents therefor by Local Area Banks (LABs) have been issued to LABs under the Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Directions, 2025 . The extant instructions have since been reviewed and it has been decided to issue comprehensive instructions on conduct related matters in recovery of loan dues and engagement of recovery agencies to all LABs (hereinafter referred to collectively as “LABs” and individually as an “LAB”) under the aforesaid Directions. 2. In exercise of the powers conferred by Sections 21 and 35A of the Banking Regulation Act,1949, the Reserve Bank, being satisfied that it is necessary and expedient in public interest so to do, hereby issues the Amendment Directions hereinafter specified. 3. Short Title and Commencement (1) These Directions shall be called the Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Fourth Amendment Directions, 2026. (2) These Directions shall come into effect from January 1, 2027. 4. These Amendment Directions shall modify the Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Directions, 2025 as under: (1) In paragraph 4, the following definitions shall be inserted after sub-paragraph 4(24), namely: “ 4(24A) Recovery agency means an entity or individual (other than LAB’s own employees)

RBI/2026-27/173 DOR.MCS.REC.No.136/01-01-038/2026-27 June 24, 2026 Reserve Bank of India (Rural Co-operative Banks - Responsible Business Conduct) Third Amendment Directions, 2026 Instructions on ‘Limiting Liability of Customers in Unauthorised Electronic Banking Transactions’ for Rural Co-operative Banks (hereinafter referred to collectively as “RCBs” and individually as an “RCB”) have been consolidated in the Reserve Bank of India (Rural Co-operative Banks – Responsible Business Conduct) Directions, 2025 . On a review, it has been decided to issue revised instructions on the subject. 2. In exercise of the powers conferred by Sections 35A and 56 of the Banking Regulation Act,1949, the Reserve Bank, being satisfied that it is necessary and expedient in public interest so to do, hereby issues the Amendment Directions hereinafter specified. 3. Short Title and Commencement (1) These Directions shall be called the Reserve Bank of India (Rural Co-operative Banks - Responsible Business Conduct) Third Amendment Directions, 2026. (2) These Directions shall apply in cases of electronic banking transactions undertaken by customers of an RCB on or after January 1, 2027 . 4. These Amendment Directions shall modify the Reserve Bank of India (Rural Co-operative Banks – Responsible Business Conduct) Directions, 2025 as under: (1) In paragraph 4, the following definitions shall be inserted after sub-paragraph 4(5), namely: “4(5.1A) Card Not Present transaction shall have the same meaning as given in the Reserve Bank of India (Authentication Mechanisms for Digital Payment Transactions) Dire